Extreme precipitation nowcasting demands high spatiotemporal fidelity and extended lead times, yet existing approaches remain limited. Numerical Weather Prediction (NWP) and its deep-learning emulations are too slow and coarse for rapidly evolving convection, while extrapolation and purely data-driven models suffer from error accumulation and excessive smoothing. Hybrid 2D radar-based methods discard crucial vertical information, preventing accurate reconstruction of height-dependent dynamics. We introduce a gray-box, fully three-dimensional nowcasting framework that directly processes volumetric radar reflectivity and couples physically constrained neural operators with datadriven learning. The model learns vertically varying 3D advection fields under a conservative advection operator, parameterizes spatially varying diffusion, and introduces a Brownian-motion--inspired stochastic term to represent unresolved motions. A residual branch captures small-scale convective initiation and microphysical variability, while a diffusion-based stochastic module estimates uncertainty. The framework achieves more accurate forecasts up to three-hour lead time across precipitation regimes and ranked first in 57% of cases in a blind evaluation by 160 meteorologists. By restoring full 3D dynamics with physical consistency, it offers a scalable and robust pathway for skillful and reliable nowcasting of extreme precipitation.