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“There is often half the month where I'm making ends meet with my credit card,” confessed Kirsty, a single mother of three on universal credit. “Money runs out quickly.”

The youngest of her children attends pre-school three days a week and requires a packed lunch. “I often will spend £10-plus on lunchbox items every few days, topping up bread, cheese, butter, crisps, yoghurts, fruit... It adds up very quickly to a very scary amount.”

And this situation is likely to continue for hundreds of thousands of disadvantaged young children despite government plans to expand free school meals next year, according to a new report.

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