New York —

It’s been a whirlwind year for investors.

Stocks are hovering near record highs, but volatility is creeping back into markets as US-China trade tensions flare up. Gold and silver — safe havens during uncertain times — are soaring higher.

Investors are worried about trade wars, signs of an AI bubble and now credit market turmoil.

With all the uncertainty, it can feel overwhelming. However, long-term investors are best off keeping calm, tuning out the noise and sticking to a consistent plan that aligns with their financial goals, experts say.

“Rather than trying to time the next downturn, the smarter move is to stick to fundamentals,” said Jared Gagne,

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