Expiring Biden-era enhanced Obamacare credits minimally impacted total 2026 premiums, countering a Democrat narrative that the expiration of these credits is responsible for health insurance price increases.

Democrats have shut down the government over the looming expiration of the Biden-era enhanced Obamacare credits. The credits were first enhanced under President Joe Biden’s $1.9 trillion, coronavirus-era stimulus plan, the American Rescue Plan. Democrats then temporarily extended these credits under the so-called Inflation Reduction Act.

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