A Mutual Separation Agreement (MSA) can offer a clean break from a toxic job, but it comes with serious legal trade-offs. Labour lawyers, Aslam Moolla explains what MSAs are, how they differ from retrenchments, the risks to your UIF benefits, and why you should never sign one without legal advice.

Your relationship with your employer has soured.

Maybe performance concerns have been raised, or the company is restructuring.

Your manager calls you in for a private chat and offers you a deal: three months’ pay, a clean record, and you both β€œpart ways amicably.”

All you have to do is sign a

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