Over the past 12 months, with the year-on-year increase in total home loans granted to first time buyers rose by 17.4%-an impressive improvement on the increase of merely 3.3% between 2023 and 2024.
“Little doubt exists that many prospective homebuyers are sitting on the sidelines, hoping that interest rates will decline further.”
According to the November 2025 BetterBond Property Brief, although the latest BetterBond index of home loan applications managed to increase by 3.2% in October compared to the average for the third quarter, the year-on-year increase (October 2024) w
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