A special newsletter to help you save money and pay off credit card debt

Reina Takahashi for NPR

These days, it can feel impossible to stay on top of credit card debt. The cost of living is going up, inflation is on the rise and job growth is slowing.

And more Americans are falling behind on their bills. Credit card debt in the United States is at a record high. In the second quarter of 2025, credit card balances in the U.S.

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