India’s most widely used digital payment system, the Unified Payments Interface (UPI), is about to get a major upgrade. Starting October 8, users will be able to authorise payments using their face or fingerprint instead of a numeric PIN, Reuters reported. The new biometric-based authentication, powered by Aadhaar data, promises to make transactions faster, easier, and more secure for millions of users across the country. Here is a look at what might be changing, how it will work, and what it means for users, in five key points.
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