New York —

US stocks closed lower Thursday as jitters spread on Wall Street about credit market turmoil and regional banks’ exposures to bad loans.

The Dow fell 301 points, or 0.65%. The broader S&P 500 dropped by 0.63%, and the tech-heavy Nasdaq Composite moved 0.47% lower.

Volatility has returned to Wall Street amid rising US-China trade tensions, concerns about historically expensive stocks and brewing trouble in the banking industry.

Regional bank shares tumbled Thursday af

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