“To choose between feeding hungry families and my health care — I’m going to feed the family,” said Cyndie Story, a 60-year-old self-employed school nutrition consultation in Zebulon, Ga.

The partisan standoff that has shut down the government became personal for Cyndie Story in late October, when she logged in to her health insurance portal to find that her premium was about to nearly double.

“I just can’t swing $2,200 a month,” Ms. Story, a 60-year-old self-employed school nutrition consultant in Zebulon, Ga., said of her expected rate starting in January.

Ms. Story is just the kind of person Democrats say they are fighting for as they refuse to fund the government until Republicans agree to negotiate an extension of federal health care tax credits that are on track to expire at the end of the year, sending premiums soaring.

But with the shutdown entering its sixth week, she

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