When Hurricane Melissa barrelled through the Caribbean last week, thousands of travellers found their plans plunged into uncertainty.
Amid cancelled flights and rerouted cruises, many holidaymakers would have looked to their travel insurance for support and compensation.
But when it comes to extreme weather, there are several requirements dictating whether you can claim or not.
Here’s what travellers need to know about when to take out a policy and which one to opt for in order to be protected
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