Redefining the purpose of credit
The upskilling imperative
The policy lens
Credit as capital for growth
The road ahead
A quiet financial transformation is sweeping through India’s youth economy as borrowing takes on a new meaning. Credit is no longer viewed as a sign of deficit but as a calculated tool for personal advancement. An increasing number of young Indians are turning to credit not for consumption but for education, upskilling, and career development, signifying a powerful shift in the nation’s financial behaviour.A recent survey by mPokket Financial Services revealed that more than 63% of young respondents felt that credit had a positive impact on th
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