Question: I’m a tenant and want to pay rent directly to the owner to avoid the agent commission. Is this possible and what should I watch out for? FJ, Dubai

Answer: You are not the first person to request this but be careful what you wish for. You should approach this carefully. Firstly, is it realistic? Yes, direct rentals do occur, especially in smaller buildings or where the owner has a few units. But the landlord still often uses an agent for marketing or legal administration.

I would suggest you watch out for a few points, first of which is legal registration. Make sure the lease is registered on the Ejari portal in Dubai or relevant registry of tenancy contracts. If not registered, your protection as a tenant will be weaker.

Ensure you prepare and do your due diligence because agents often handle tenant screening, contract compliance, maintenance liaison and deposit management. When dealing directly, ensure these tasks are handled (or contractualised) between you and the owner.

Get clarity on fees, even when you deal directly. Some landlords expect a “finder’s fee” or may raise rent slightly to cover marketing. Always ask: “Is rent inclusive of any implied agency cost?”

Know your rights on renewals. Agents often monitor renewal windows and tenant rights. If you’re dealing directly, ensure you understand your rights, including the notice periods, termination clauses, index-based increases, etc.

My take on this is that direct deals are feasible and can potentially save on costs, but only when handled with the same professionalism you’d expect from an agent-led transaction. Lack of registration, unclear service arrangements or ambiguous fee structures can erode the benefit. If you proceed directly with the landlord, get a contract in writing, register it properly and leave no loose ends.

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