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Which bank consistently offers the lowest advertised home loan rates? And does it actually matter?
Data compiled by economists Ed McKnight from Opes Partners shows that since August 2023, across all home loan rate terms, Westpac most often advertised the cheapest home loan rates.
It had the joint lowest rates advertised 54.5 percent of the time, and it had the strictly lowest rates 19.3 percent of the time.
BNZ was jointly lowest 42.9 percent of the time but only strictly lowest 3.5 percent.
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