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From house insurance to health insurance, mortgage to pet to funeral, the list of what can be insured seems to be growing. Insurance experts list the ones you can cancel.
As the cost of insurance balloons to more than $16 billion a year, more New Zealanders are taking money-saving risks by cutting cover on their homes and resorting to self-insurance.
Consumer NZ's head of investigations Rebecca Styles says its annual surveys show people are increasingly dropping insurance altogether because they cannot afford to pay the premiums.
She says most worrying is the decision to cut house insurance.
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