Photo: RNZ

A travel insurance claim that is likely to top $4 million is an example of how expensive an overseas trip can be, Southern Cross Travel Insurance says.

It has released a wrap of the year, which shows the value of claims made increased a lot over recent years even as the level of cover being taken has dropped.

Chief customer officer Jess Strange said the biggest driver of claims was health events.

"People travelling overseas to certain countries...

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