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RBNZ eases capital requirements on banks

New settings to reduce bank funding costs overall by about $5 bn

RBNZ says settings conservative but closer to global standards

Changes likely to benefit smaller banks, improve competition

Banks will be expected to pass on savings.

The Reserve Bank has reduced the amount of capital that banks will need to hold in case of financial shocks, which it says will improve competition and lower costs.

The central bank ha

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