For many people, the end of the year is a time of reflection, introspection and self-appraisal.

While the festive season gives us licence to overindulge and make merry, the new year provides us with the opportunity to change behaviours and make improvements. We identify bad decisions we’ve made and resolve to make better ones.

However, in making new year’s resolutions we often fall victim to the same biases that caused us to choose irrationally in the first place, compounding problems rather than solving them. Oscar Wilde wrote that “there is a fatality about good resolutions – that they are always made too late”. He is possibly not the best person to advise on behavioural change given he could resist everything except temptation, but he is right about how difficult it is to change our behaviour, even when we know that we should.

If we are making new year’s resolutions, underst

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