Question: I read the question and answer in your last column about changing employee benefits and have a question. My company provides medical insurance for 40 staff per law, but it has become very costly as a business expense and we would like to reduce the cover levels. Where do we stand on downgrading the medical insurance, or even just dropping the dental insurance part, when the plan is renewed? JC, Dubai

Answer: Companies in the UAE are required to provide medical insurance for their employees and those on Dubai trade licences, must comply with the rules of Dubai Health Authority (DHA).

In addition, some changes to requirements came into effect in January 2025. From this date, all employers in the UAE, in every emirate, became legally required to provide medical cover to all employees from the time of visa start or

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