Millions of people move to the UAE for higher incomes, but after working hard for years and even decades, they face the big question: "How much do I need to retire comfortably?"

Living costs are rising and foreign residents of the UAE do not have the same pension schemes available elsewhere in the world. This leaves them having to rely on personal planning and savings, which can feel overwhelming.

In this episode of Business Extra, host Salim A Essaid explores the options available to maximise savings and grow your money, and asks how to avoid retirement mistakes. To figure this all out, he is joined by Dubai-based financial coach Jay Adrian Tolentino.

Terror attacks in Paris, November 13, 2015 - At 9.16pm, three suicide attackers killed one person outside the Atade de France during a foootball match between France and Germany

- At 9.25pm, three attackers opened fire on restaurants and cafes over 20 minutes, killing 39 people

- Shortly after 9.40pm, three other attackers launched a three-hour raid on the Bataclan, in which 1,500 people had gathered to watch a rock concert. In total, 90 people were killed

- Salah Abdeslam, the only survivor of the terrorists, did not directly participate in the attacks, thought to be due to a technical glitch in his suicide vest

- He fled to Belgium and was involved in attacks on Brussels in March 2016. He is serving a life sentence in France

THE CLOWN OF GAZA Director: Abdulrahman Sabbah Starring: Alaa Meqdad Rating: 4/5

Benefits of first-time home buyers' scheme Priority access to new homes from participating developers

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