The latest ideas from President Donald Trump and congressional Republicans to reconfigure the Affordable Care Act face the same dilemma that every GOP alternative has confronted since Trump’s first term: The plan would impose its greatest costs on key groups within the Trump-era Republican electoral coalition.

With the approaching expiration of enhanced subsidies that help Americans buy insurance through the ACA, Republicans are staring down the political threat of large premium hikes for up to 20 million people and the loss of coverage for millions more. In response, Trump and key congressional Republicans have proposed to convert all or part of the ACA subsidies into direct payments to individuals to pay for health care.

That approach could initially benefit younger and healthier consumers. But most experts agree it would increase costs and diminish access for older, lower-income and non-college-educated people with greater health needs. And those older, working-class families are now more essential to the Republican than Democratic electoral coalition.

So while the policy mechanisms are different than what Republicans employed when they sought to “repeal and replace” the ACA during Trump’s first term, the new ideas touted by the president and allies such as Republican Sens. Rick Scott of Florida and Bill Cassidy of Louisiana present the GOP with the same political and policy problem: a collision between their ideological preferences and the material interests of their own voters.

The new proposals are “a variation on the same theme,” as the Republican alternatives to the ACA in 2017, said Sabrina Corlette, research professor at Georgetown University’s Center on Health Insurance Reforms. “There are multiple different ideas swirling around. But I have not heard any idea from (Republicans) that would not result in higher premiums for people under the Affordable Care Act and less protections for people with preexisting conditions.”

President Donald Trump shows his signature on the "One Big Beautiful Bill Act" at the White House on July 4. Brendan Smialowski/Pool/AFP/Getty Images

A two-front move against the ACA

This latest flurry of proposals from Trump and other GOP leaders marks a stunning, if perhaps not entirely planned, change of direction.

📰

Continue Reading on CNN

This preview shows approximately 15% of the article. Read the full story on the publisher's website to support quality journalism.

Read Full Article →