Stripe Payments is a Business Reporter client
Global payments processor Stripe outlines the growing damage caused by payment fraud and explains how AI-driven tools are helping businesses combat these threats while unlocking new opportunities for growth.
For business leaders, payment fraud is not just a nuisance: itโs a strategic risk. Traditional defences are being stretched by criminals who are using generative artificial intelligence (gen AI) to scale their attacks.
Yet AI is also rapidly becoming one of the most powerful tools in the fight against fraud. What was once a niche technology is now critical for protecting revenues, improving customer experience and preserving trust.
The state of payment fraud
A recent report by global payments processing platform Stripe, 2025 State of AI and Fraud, paints a stark picture. Fraudsters are no longer working in opportunistic ways: they are acting with industrial efficiency.
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