Photo: Ke-Xin Li / RNZ

It was a quiet end to December for many retailers.

Data from Worldline shows that spending across its payment network through December was below the levels recorded a year earlier.

Consumer spending processed through all core retail merchants in 2025 reached $4.702 billion, which was down -0.2 percent on December 2024.

The biggest decline was in Wellington, which was down 3.7 percent.

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