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Tesla, Xiaomi vie for Chinese EV buyers with cheaper, longer loans

✍️ Daniel Ren 📅 February 04, 2026 03:32 AM ⏱️ 1 min read 🕐 Scraped: February 04, 2026

Summary: Low interest rates and seven-year payback periods replace price discounts while EV sales drop and materials costs rise.

However, fresh competition in car financing – while better than another bruising discount war – may not be enough to shore up deliveries as consumers refrain from

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Author

Daniel Ren

Original Publisher

🌍 South China Morning Post

CENTER Bias (0.0)

Published Date

February 04, 2026 at 03:32 AM

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